Equity Annuity – 3rd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ

March 19th, 2010

3rd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ
The sale came a day after the insurer priced $1.45 billion in equity and $500 million in convertible bonds Hartford had been hit hard by investment losses and annuity obligations during the market panic of 2008. The insurer’s deal came as Shell

Smart tips for baby boomer retirement planning – Southern Standard
Examples of these are cash savings, corporate pension plans, home equity, or annuity-type investments. * Are you married? If so, how will that affect your retirement budget? * Pay attention to how your retirement funds are earning money.

2nd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ
The sale came a day after the insurer priced $1.45 billion in equity and $500 million in convertible bonds Hartford had been hit hard by investment losses and annuity obligations during the market panic of 2008. The insurer’s deal came as Shell

Pensions ‘worth less than before recession’ – Daily Telegraph
Likewise, the projected retirement income – reflecting changes in annuity rates as well as equity markets – for workers at different stages of their career remains substantially lower than it was over two years ago, the company said.

AP tally shows Prudential CEO’s 2009 pay dipped – San Francisco Chronicle
The life insurer and annuity provider gave CEO John Strangfeld nearly $15 not to take bailout funds from the government at the height of the financial crisis, completed debt and equity sales of more than $4 billion during the year to shore up its

S&P Revises Hartford’s Outlook to Negative; Debt – Insurance Journal
But S&P also noted that “volatility of capital remains a threat due to ongoing stress in the credit markets, and exposure to equity market declines as they relate to variable annuity product guarantees. A dramatic drop in the equity market (the S&P

3rd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ
The sale came a day after the insurer priced $1.45 billion in equity and $500 million in convertible bonds Hartford had been hit hard by investment losses and annuity obligations during the market panic of 2008. The insurer’s deal came as Shell

Smart tips for baby boomer retirement planning – Southern Standard
Examples of these are cash savings, corporate pension plans, home equity, or annuity-type investments. * Are you married? If so, how will that affect your retirement budget? * Pay attention to how your retirement funds are earning money.

2nd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ
The sale came a day after the insurer priced $1.45 billion in equity and $500 million in convertible bonds Hartford had been hit hard by investment losses and annuity obligations during the market panic of 2008. The insurer’s deal came as Shell

Pensions ‘worth less than before recession’ – Daily Telegraph
Likewise, the projected retirement income – reflecting changes in annuity rates as well as equity markets – for workers at different stages of their career remains substantially lower than it was over two years ago, the company said.

AP tally shows Prudential CEO’s 2009 pay dipped – San Francisco Chronicle
The life insurer and annuity provider gave CEO John Strangfeld nearly $15 not to take bailout funds from the government at the height of the financial crisis, completed debt and equity sales of more than $4 billion during the year to shore up its

S&P Revises Hartford’s Outlook to Negative; Debt – Insurance Journal
But S&P also noted that “volatility of capital remains a threat due to ongoing stress in the credit markets, and exposure to equity market declines as they relate to variable annuity product guarantees. A dramatic drop in the equity market (the S&P

Equity Annuity – Pensions ‘worth less than before recession’ – Daily Telegraph

March 19th, 2010

Pensions ‘worth less than before recession’ – Daily Telegraph
Likewise, the projected retirement income – reflecting changes in annuity rates as well as equity markets – for workers at different stages of their career remains substantially lower than it was over two years ago, the company said.

2nd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ
The sale came a day after the insurer priced $1.45 billion in equity and $500 million in convertible bonds Hartford had been hit hard by investment losses and annuity obligations during the market panic of 2008. The insurer’s deal came as Shell

National Life Group Reports 2009 Financial Results – PR.com
He announced that sales of mutual funds were up 155 percent while annuity sales increased 32 percent Insurance Company, Life Insurance Company of the Southwest, Sentinel Investments, Equity Services, Inc., and National Retirement Plan Advisors.

S&P Revises Hartford’s Outlook to Negative; Debt – Insurance Journal
But S&P also noted that “volatility of capital remains a threat due to ongoing stress in the credit markets, and exposure to equity market declines as they relate to variable annuity product guarantees. A dramatic drop in the equity market (the S&P

Zacks Analyst Blog Highlights: Hartford Financial – PR Inside
Every day the Zacks Equity Research analysts discuss the latest news and results suffered from losses in Hartford’s investment portfolio and higher costs related to the variable-annuity business. We remain concerned with Hartford’s exposure

How to Salvage Your Retirement – Wall Street Journal
It may also mean considering a reverse mortgage, which turns the equity in your home into a type of annuity, or running down your assets till you turn 85 and buying longevity insurance to take care of you if you last longer than that.

3rd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ
The sale came a day after the insurer priced $1.45 billion in equity and $500 million in convertible bonds Hartford had been hit hard by investment losses and annuity obligations during the market panic of 2008. The insurer’s deal came as Shell

Pensions ‘worth less than before recession’ – Daily Telegraph
Likewise, the projected retirement income – reflecting changes in annuity rates as well as equity markets – for workers at different stages of their career remains substantially lower than it was over two years ago, the company said.

2nd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ
The sale came a day after the insurer priced $1.45 billion in equity and $500 million in convertible bonds Hartford had been hit hard by investment losses and annuity obligations during the market panic of 2008. The insurer’s deal came as Shell

National Life Group Reports 2009 Financial Results – PR.com
He announced that sales of mutual funds were up 155 percent while annuity sales increased 32 percent Insurance Company, Life Insurance Company of the Southwest, Sentinel Investments, Equity Services, Inc., and National Retirement Plan Advisors.

S&P Revises Hartford’s Outlook to Negative; Debt – Insurance Journal
But S&P also noted that “volatility of capital remains a threat due to ongoing stress in the credit markets, and exposure to equity market declines as they relate to variable annuity product guarantees. A dramatic drop in the equity market (the S&P

Zacks Analyst Blog Highlights: Hartford Financial – PR Inside
Every day the Zacks Equity Research analysts discuss the latest news and results suffered from losses in Hartford’s investment portfolio and higher costs related to the variable-annuity business. We remain concerned with Hartford’s exposure

How to Salvage Your Retirement – Wall Street Journal
It may also mean considering a reverse mortgage, which turns the equity in your home into a type of annuity, or running down your assets till you turn 85 and buying longevity insurance to take care of you if you last longer than that.

3rd UPDATE: Hartford Financial, Shell Tap Bond Demand – NASDAQ
The sale came a day after the insurer priced $1.45 billion in equity and $500 million in convertible bonds Hartford had been hit hard by investment losses and annuity obligations during the market panic of 2008. The insurer’s deal came as Shell

Equity Annuity – Zacks Analyst Blog Highlights: Hartford Financial – PR Inside

March 19th, 2010

Zacks Analyst Blog Highlights: Hartford Financial – PR Inside
Every day the Zacks Equity Research analysts discuss the latest news and results suffered from losses in Hartford’s investment portfolio and higher costs related to the variable-annuity business. We remain concerned with Hartford’s exposure

Regional Report / Minnesota fines Iowa-based insurer – Pioneer Press
The Minnesota Department of Commerce said this week that it has fined American Equity Investment Life Insurance Co., a Des Moines, Iowa-based insurer, $275,000 for selling unapproved annuity contracts in the state. Commerce said in a news release

Zacks Analyst Blog Highlights: Hartford Financial – PR Inside
Every day the Zacks Equity Research analysts discuss the latest news and results suffered from losses in Hartford’s investment portfolio and higher costs related to the variable-annuity business. We remain concerned with Hartford’s exposure

Regional Report / Minnesota fines Iowa-based insurer – Pioneer Press
The Minnesota Department of Commerce said this week that it has fined American Equity Investment Life Insurance Co., a Des Moines, Iowa-based insurer, $275,000 for selling unapproved annuity contracts in the state. Commerce said in a news release

Equity Annuity – Company pension fund vs a retirement annuity – Mail & Guardian Online

March 19th, 2010

Company pension fund vs a retirement annuity – Mail & Guardian Online
Jason wants to know whether to opt for his company’s pension fund which includes group life or to invest in a retirement annuity. Maya replies: Not all employees For example, one high equity portfolio charges a retail customer 3,15% p.

Company pension fund vs a retirement annuity – Mail & Guardian Online
Jason wants to know whether to opt for his company’s pension fund which includes group life or to invest in a retirement annuity. Maya replies: Not all employees For example, one high equity portfolio charges a retail customer 3,15% p.

Equity Annuity – Smart tips for baby boomer retirement planning – Southern Standard

March 18th, 2010

Smart tips for baby boomer retirement planning – Southern Standard
Examples of these are cash savings, corporate pension plans, home equity, or annuity-type investments. * Are you married? If so, how will that affect your retirement budget? * Pay attention to how your retirement funds are earning money.

Pensions ‘worth less than before recession’ – Daily Telegraph
Likewise, the projected retirement income – reflecting changes in annuity rates as well as equity markets – for workers at different stages of their career remains substantially lower than it was over two years ago, the company said.

Smart tips for baby boomer retirement planning – Southern Standard
Examples of these are cash savings, corporate pension plans, home equity, or annuity-type investments. * Are you married? If so, how will that affect your retirement budget? * Pay attention to how your retirement funds are earning money.

Pensions ‘worth less than before recession’ – Daily Telegraph
Likewise, the projected retirement income – reflecting changes in annuity rates as well as equity markets – for workers at different stages of their career remains substantially lower than it was over two years ago, the company said.

Equity Annuity – Regional Report / Minnesota fines Iowa-based insurer – Pioneer Press

March 18th, 2010

Regional Report / Minnesota fines Iowa-based insurer – Pioneer Press
The Minnesota Department of Commerce said this week that it has fined American Equity Investment Life Insurance Co., a Des Moines, Iowa-based insurer, $275,000 for selling unapproved annuity contracts in the state. Commerce said in a news release

AP tally shows Prudential CEO’s 2009 pay dipped – WNYT
The life insurer and annuity provider gave CEO John Strangfeld nearly $15 not to take bailout funds from the government at the height of the financial crisis, completed debt and equity sales of more than $4 billion during the year to shore up its

Pensions ‘worth less than before recession’ – Daily Telegraph
Likewise, the projected retirement income – reflecting changes in annuity rates as well as equity markets – for workers at different stages of their career remains substantially lower than it was over two years ago, the company said.

S&P Revises Hartford’s Outlook to Negative; Debt – Insurance Journal
But S&P also noted that “volatility of capital remains a threat due to ongoing stress in the credit markets, and exposure to equity market declines as they relate to variable annuity product guarantees. A dramatic drop in the equity market (the S&P

Future Retirees Can No Longer Ignore Using Home Equity – Reverse Mortgage Daily
The latest analysis of the National Retirement Risk Index (NRRI) examines how not taking full advantage of housing equity affects the share of it recommends taking the lump sum, and investing it in an annuity, something which HUD specifically

Regional Report / Minnesota fines Iowa-based insurer – Pioneer Press
The Minnesota Department of Commerce said this week that it has fined American Equity Investment Life Insurance Co., a Des Moines, Iowa-based insurer, $275,000 for selling unapproved annuity contracts in the state. Commerce said in a news release

AP tally shows Prudential CEO’s 2009 pay dipped – WNYT
The life insurer and annuity provider gave CEO John Strangfeld nearly $15 not to take bailout funds from the government at the height of the financial crisis, completed debt and equity sales of more than $4 billion during the year to shore up its

Pensions ‘worth less than before recession’ – Daily Telegraph
Likewise, the projected retirement income – reflecting changes in annuity rates as well as equity markets – for workers at different stages of their career remains substantially lower than it was over two years ago, the company said.

S&P Revises Hartford’s Outlook to Negative; Debt – Insurance Journal
But S&P also noted that “volatility of capital remains a threat due to ongoing stress in the credit markets, and exposure to equity market declines as they relate to variable annuity product guarantees. A dramatic drop in the equity market (the S&P

Future Retirees Can No Longer Ignore Using Home Equity – Reverse Mortgage Daily
The latest analysis of the National Retirement Risk Index (NRRI) examines how not taking full advantage of housing equity affects the share of it recommends taking the lump sum, and investing it in an annuity, something which HUD specifically

Equity Annuity – AP tally shows Prudential CEO’s 2009 pay dipped – WIS-TV

March 17th, 2010

AP tally shows Prudential CEO’s 2009 pay dipped – WIS-TV
The life insurer and annuity provider gave CEO John Strangfeld nearly $15 not to take bailout funds from the government at the height of the financial crisis, completed debt and equity sales of more than $4 billion during the year to shore up its

W.D.M. insurer fined $275,000 over annuity contracts – Des Moines Register
American Equity Investment Life Insurance Co. has been fined $275,000 for allegedly selling unapproved annuity contracts in Minnesota. Customers who purchased the annuity contracts from the West Des Moines company between 2002 and November 2008 were

Are Annuities Ever Not Stupid? – Motley Fool
Sold on the promise of a “guaranteed” rate of return based on the performance of an index, the equity-indexed annuity’s fine print inevitably ensures that your return will be several percentage points lower than the index’s. Worse, the return is

Company pension fund vs a retirement annuity – Mail & Guardian Online
Jason wants to know whether to opt for his company’s pension fund which includes group life or to invest in a retirement annuity. Maya replies: Not all employees For example, one high equity portfolio charges a retail customer 3,15% p.

Future Retirees Can No Longer Ignore Using Home Equity – Reverse Mortgage Daily
The latest analysis of the National Retirement Risk Index (NRRI) examines how not taking full advantage of housing equity affects the share of it recommends taking the lump sum, and investing it in an annuity, something which HUD specifically

National Life Group Reports 2009 Financial Results – PR-USA.net
He announced that sales of mutual funds were up 155 percent while annuity sales increased 32 percent Insurance Company, Life Insurance Company of the Southwest, Sentinel Investments, Equity Services, Inc., and National Retirement Plan Advisors.

Home Equity Impacts Retirement Planning More Than Stock – Insurance News Net
One of those assumptions is that consumers access their home equity through a reverse mortgage and invest the proceeds in an inflation-indexed annuity to help generate retirement income. The new research removes that assumption. “Even after the

AP tally shows Prudential CEO’s 2009 pay dipped – WIS-TV
The life insurer and annuity provider gave CEO John Strangfeld nearly $15 not to take bailout funds from the government at the height of the financial crisis, completed debt and equity sales of more than $4 billion during the year to shore up its

W.D.M. insurer fined $275,000 over annuity contracts – Des Moines Register
American Equity Investment Life Insurance Co. has been fined $275,000 for allegedly selling unapproved annuity contracts in Minnesota. Customers who purchased the annuity contracts from the West Des Moines company between 2002 and November 2008 were

Are Annuities Ever Not Stupid? – Motley Fool
Sold on the promise of a “guaranteed” rate of return based on the performance of an index, the equity-indexed annuity’s fine print inevitably ensures that your return will be several percentage points lower than the index’s. Worse, the return is

Company pension fund vs a retirement annuity – Mail & Guardian Online
Jason wants to know whether to opt for his company’s pension fund which includes group life or to invest in a retirement annuity. Maya replies: Not all employees For example, one high equity portfolio charges a retail customer 3,15% p.

Future Retirees Can No Longer Ignore Using Home Equity – Reverse Mortgage Daily
The latest analysis of the National Retirement Risk Index (NRRI) examines how not taking full advantage of housing equity affects the share of it recommends taking the lump sum, and investing it in an annuity, something which HUD specifically

National Life Group Reports 2009 Financial Results – PR-USA.net
He announced that sales of mutual funds were up 155 percent while annuity sales increased 32 percent Insurance Company, Life Insurance Company of the Southwest, Sentinel Investments, Equity Services, Inc., and National Retirement Plan Advisors.

Home Equity Impacts Retirement Planning More Than Stock – Insurance News Net
One of those assumptions is that consumers access their home equity through a reverse mortgage and invest the proceeds in an inflation-indexed annuity to help generate retirement income. The new research removes that assumption. “Even after the

Equity Annuity – AP tally shows Prudential CEO’s 2009 pay dipped – San Francisco Chronicle

March 17th, 2010

AP tally shows Prudential CEO’s 2009 pay dipped – San Francisco Chronicle
The life insurer and annuity provider gave CEO John Strangfeld nearly $15 not to take bailout funds from the government at the height of the financial crisis, completed debt and equity sales of more than $4 billion during the year to shore up its

Home Equity Impacts Retirement Planning More Than Stock – Insurance News Net
One of those assumptions is that consumers access their home equity through a reverse mortgage and invest the proceeds in an inflation-indexed annuity to help generate retirement income. The new research removes that assumption. “Even after the

W.D.M. insurer fined $275,000 over annuity contracts – Des Moines Register
American Equity Investment Life Insurance Co. has been fined $275,000 for allegedly selling unapproved annuity contracts in Minnesota. Customers who purchased the annuity contracts from the West Des Moines company between 2002 and November 2008 were

AP tally shows Prudential CEO’s 2009 pay dipped – San Francisco Chronicle
The life insurer and annuity provider gave CEO John Strangfeld nearly $15 not to take bailout funds from the government at the height of the financial crisis, completed debt and equity sales of more than $4 billion during the year to shore up its

Home Equity Impacts Retirement Planning More Than Stock – Insurance News Net
One of those assumptions is that consumers access their home equity through a reverse mortgage and invest the proceeds in an inflation-indexed annuity to help generate retirement income. The new research removes that assumption. “Even after the

W.D.M. insurer fined $275,000 over annuity contracts – Des Moines Register
American Equity Investment Life Insurance Co. has been fined $275,000 for allegedly selling unapproved annuity contracts in Minnesota. Customers who purchased the annuity contracts from the West Des Moines company between 2002 and November 2008 were

Equity Annuity – American Equity Reaches Agreement with SEC – Insurance News Net

March 16th, 2010

American Equity Reaches Agreement with SEC – Insurance News Net
American Equity Investment Life Holding Company is a provider of fixed annuity and life insurance products.

Home Equity Impacts Retirement Planning More Than Stock – Insurance News Net
One of those assumptions is that consumers access their home equity through a reverse mortgage and invest the proceeds in an inflation-indexed annuity to help generate retirement income. The new research removes that assumption. “Even after the

American Equity Reaches Agreement with SEC – Insurance News Net
American Equity Investment Life Holding Company is a provider of fixed annuity and life insurance products.

Home Equity Impacts Retirement Planning More Than Stock – Insurance News Net
One of those assumptions is that consumers access their home equity through a reverse mortgage and invest the proceeds in an inflation-indexed annuity to help generate retirement income. The new research removes that assumption. “Even after the

Equity Annuity – Are Annuities Ever Not Stupid? – Motley Fool

March 16th, 2010

Are Annuities Ever Not Stupid? – Motley Fool
Sold on the promise of a “guaranteed” rate of return based on the performance of an index, the equity-indexed annuity’s fine print inevitably ensures that your return will be several percentage points lower than the index’s. Worse, the return is

Home Equity Impacts Retirement Planning More Than Stock – Insurance News Net
One of those assumptions is that consumers access their home equity through a reverse mortgage and invest the proceeds in an inflation-indexed annuity to help generate retirement income. The new research removes that assumption. “Even after the

How to Salvage Your Retirement – Wall Street Journal
It may also mean considering a reverse mortgage, which turns the equity in your home into a type of annuity, or running down your assets till you turn 85 and buying longevity insurance to take care of you if you last longer than that.

Company pension fund vs a retirement annuity – Mail & Guardian Online
Jason wants to know whether to opt for his company’s pension fund which includes group life or to invest in a retirement annuity. Maya replies: Not all employees For example, one high equity portfolio charges a retail customer 3,15% p.

Minnesota fines WDM company over annuities – Des Moines Register
American Equity Investment Life Insurance Co. has been fined $275,000 for allegedly selling unapproved annuity contracts in Minnesota. Consumers who purchased the annuity contacts by the West Des Moines company between 2002 and November 2008 were

American Equity Reaches Agreement with SEC – Insurance News Net
American Equity Investment Life Holding Company is a provider of fixed annuity and life insurance products.

American Equity fined $275K for unapproved annuity – InvestmentNews
The Minnesota Commerce Department has hit American Equity Investment Life Insurance Co. with a $275,000 fine for allegedly selling unapproved annuity contracts to state residents. Between 2002 and November 2008, American Equity sold 541 contracts

W.D.M. insurer fined $275,000 over annuity contracts – Des Moines Register
American Equity Investment Life Insurance Co. has been fined $275,000 for allegedly selling unapproved annuity contracts in Minnesota. Customers who purchased the annuity contracts from the West Des Moines company between 2002 and November 2008 were

Are Annuities Ever Not Stupid? – Motley Fool
Sold on the promise of a “guaranteed” rate of return based on the performance of an index, the equity-indexed annuity’s fine print inevitably ensures that your return will be several percentage points lower than the index’s. Worse, the return is

Home Equity Impacts Retirement Planning More Than Stock – Insurance News Net
One of those assumptions is that consumers access their home equity through a reverse mortgage and invest the proceeds in an inflation-indexed annuity to help generate retirement income. The new research removes that assumption. “Even after the

How to Salvage Your Retirement – Wall Street Journal
It may also mean considering a reverse mortgage, which turns the equity in your home into a type of annuity, or running down your assets till you turn 85 and buying longevity insurance to take care of you if you last longer than that.

Company pension fund vs a retirement annuity – Mail & Guardian Online
Jason wants to know whether to opt for his company’s pension fund which includes group life or to invest in a retirement annuity. Maya replies: Not all employees For example, one high equity portfolio charges a retail customer 3,15% p.

Minnesota fines WDM company over annuities – Des Moines Register
American Equity Investment Life Insurance Co. has been fined $275,000 for allegedly selling unapproved annuity contracts in Minnesota. Consumers who purchased the annuity contacts by the West Des Moines company between 2002 and November 2008 were

American Equity Reaches Agreement with SEC – Insurance News Net
American Equity Investment Life Holding Company is a provider of fixed annuity and life insurance products.

American Equity fined $275K for unapproved annuity – InvestmentNews
The Minnesota Commerce Department has hit American Equity Investment Life Insurance Co. with a $275,000 fine for allegedly selling unapproved annuity contracts to state residents. Between 2002 and November 2008, American Equity sold 541 contracts

W.D.M. insurer fined $275,000 over annuity contracts – Des Moines Register
American Equity Investment Life Insurance Co. has been fined $275,000 for allegedly selling unapproved annuity contracts in Minnesota. Customers who purchased the annuity contracts from the West Des Moines company between 2002 and November 2008 were